01 — Most PopularFrom $18/mo
Term Life
Affordable, straightforward protection for 10, 15, 20, or 30 years. The right starting point for most families.
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Empire Financial Life · Est. 2021
Protect Your Family. Or Build Your Empire.
A licensed life-insurance agency engineered for the long game — tailored coverage from A-rated carriers, and a career platform for the country's most ambitious closers.
- A-Rated
- Carriers
- Licensed
- In 40+ States
- 10K+
- Families Protected
Coverage Quoted Across
Mutual of OmahaForestersAmerican AmicableAmericoAIGTransamerica
Two Paths
Which door are you walking through?
For Families
Get Insured
Term, whole life, IUL, and final expense quoted across A-rated carriers by a licensed agent who actually picks up the phone.
Request a Quote →
For Operators
Join the Team
A fully engineered sales career system for ambitious closers 18–30. Get licensed, plug into the pipeline, scale to $100K+.
Apply to Join →
For Families
The coverage your family deserves — without the runaround.
We quote you across multiple A-rated carriers, walk you through every clause in plain English, and lock in the right policy for your stage of life. No 1-800 menus. No mystery fees.
- Free, no-obligation quotesCompare top carriers in one call.
- Same-day underwriting availableSome policies issued in minutes, not weeks.
- Licensed human agentsYour point of contact is a real, named person.
Coverage
Real coverage for real life.
02Builds Equity
Whole Life
Lifetime coverage that builds cash value you can borrow against.
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03Tax Advantaged
Indexed Universal Life
Permanent coverage with market-linked growth and tax-advantaged access.
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04No Exam
Final Expense
Guaranteed-issue plans for ages 50–85. No medical exam required.
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05Home Safe
Mortgage Protection
Pay off the home if the unexpected happens. Designed for new homeowners.
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06While Living
Living Benefits
Access your death benefit early if diagnosed with a critical or chronic illness.
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How It Works
Four steps from quote to coverage.
- 01Request a Quote
Tell us about you and your family in under 60 seconds.
- 02Get Matched
We compare A-rated carriers to find your best policy.
- 03Apply with a Human
Your licensed agent walks you through everything.
- 04Get Covered
Most policies issued within days. Some same-day.
$100K+
Year-one trajectory
For Operators
Built by closers, for closers.
Empire's career platform is the most engineered path into the life insurance industry. State licensing, live training, qualified leads, mentor pods — assembled into one stack so you can do one thing: close.
100%
Remote
1:1
Mentor pods
Daily
Lead flow
Word on the Street
From the people who walked through.
“Family
Empire got us a $1.5M term policy in under 48 hours. Our agent picked up the phone every single time. Zero pressure, all clarity.
The Alvarez Family
Insured · Houston, TX
“Operator
I came in at 21 with zero experience. Eight months later I cleared six figures. The system genuinely works if you do.
Marcus L.
Producer · Class of 2024
“Claim
My husband passed unexpectedly last spring. Empire's claim was paid in 11 days. They were the only ones who actually called us back.
Renee K.
Beneficiary · Charlotte, NC
Built by Operators
A licensed life-insurance agency built for the long game. For families and for closers.
Ready to take the next step?
Two doors. One mission: protect more families and build more careers than anyone else in the industry.